ACORN. BUSINESS LOANS FOR EMERGING & EXPANDING BUSINESSES

At Acorn Business Finance our expertise is rooted in helping to source the correct finance that businesses need to compete, grow and improve their prospects.

Our mission is to support and empower emerging and expanding UK businesses.

We work well with individuals who have experienced  slow response times and impersonal service from high street banks.

As a growing SME ourselves, we understand the challenges and needs of expanding, ambitious businesses from the inside.

Personal Service. Personal Recommendation.

Our combined experience means that we are both trusted and respected by our customers, funding partners & fellow brokers alike. 

We take time to understand each new customer’s exact needs and provide a number of finance options for their consideration. We  stay in regular contact with existing customers to ensure that we have our finger on the pulse and can provide up to date accurate information to funders as and when funds are required.

Our ethos is to never over promise and under deliver, and we always keep our customers up to date throughout any finance application process.

Fast

Flexible

Friendly

Fair

Why work with us?

 There are hundreds of funders and finance products out there. You can spend valuable time deciding which is right for your business and never be 100% sure.

At Acorn Business Finance we offer bespoke funding options based on what’s right for your  business.

Our team has over 50 years’ experience in commercial finance, and we specialise in Asset Finance, Business Loans and Commercial Property Finance.

We aim to treat our clients’ businesses as if they are our own, taking time to understand your short and long terms funding requirements accurately. We then prioritise and personally match the right finance option to your business based on a number of key factors. We believe that a one-size-fits-all approach doesn’t work when it comes to commercial finance, so we offer you a bespoke range of options.

The Acorn Approach

Track record in Commercial Finance

Experience counts. Our proven track record in brokering commercial finance for businesses across multiple sectors gives us the edge in finding the best funding that is tailored to each specific business.

Established links to trusted funders

Relationships count. It sounds obvious, but because we build longstanding relationships with trusted funders, we believe we secure better terms for our customer. With us also not having to answer to investors or having astronomical fixed costs we are able to remain extremely competitive at all times.

Whole of market approach

The bigger picture counts. We are constantly speaking too and onboarding new funders whilst also understanding their sweet spots and requirements, this allows us to regularly share this knowledge with the team ensuring you benefit from a genuine whole of market approach.

FCA Compliance

Compliance counts. As FCA-accredited brokers, we set ourselves the highest standards in proposal preparation, data security and personal service, combined with advanced digital tools including Docusign & Salesforce. Acorn is proud to be a paper-less brokerage which is not just a benefit to our planet but with e-sign documentation we are faster & more secure.

Meet the team

Stuart

Managing Director

Chris

Operations Manager

ROMY

Credit Support

Eddie

Eddie

Business Consultant

nicola

Business Consultant

GARETH

Business Consultant

BETH

Business Consultant

Tanya

Business Consultant

EMILY

MARKETING MANAGER

Tanya

With over 14 years of experience as a Chartered Surveyor in commercial property, Tanya brings a wealth of knowledge and expertise to her role as a Finance Broker at Acorn Business Finance. Tanya’s background in valuing commercial properties, most recently in the automotive sector, for secured lending and refinancing, has provided her with a deep understanding of the intricacies of commercial lending.

At Acorn Business Finance, Tanya is committed to providing professional, client-focused financial advice, ensuring businesses have access to the most competitive and effective funding options available. Whether it’s for business acquisition, expansion, or refinancing, Tanya leverages her unique expertise to guide clients through each step of the process with precision and care.

Emily

Emily is a marketing and digital professional with experience in graphic design, website management, and brand strategy across a range of industries. She specialises in creating engaging digital content, managing websites, and developing cohesive brand identities that support business goals. Emily is known for her creative approach, strong organisational skills, and ability to work collaboratively across teams.

Outside of her core professional role, Emily is currently completing a Level 5 Diploma in Web Application Development, expanding her technical knowledge in HTML, CSS, JavaScript, and Python. In her spare time, she enjoys keeping active through the gym and swimming, as well as regular camping and hiking trips around Wales.

Nicola

Nicola brings extensive experience in the finance industry, with a focus on asset finance and account management. She is passionate about building lasting relationships with her clients and delivering tailored solutions that make a real difference. Known for her clear and consistent communication, Nicola combines expertise and attention to detail to support her clients every step of the way.

 

Outside of work, she enjoys cooking, going to gigs, and planning her next adventure, all while keeping up with the lively pace of life with her two daughters.

mike

bio

beth

Over 15 years’ experience in Asset Finance.

10 years managing a Sales Team & running an Asset Finance Brokerage in the Southwest, covering Cornwall to Scotland & everywhere in between. Responsible for onboarding new funders & negotiating contract terms, as well as maintaining the relationships & ensuring targets are met. Arranging asset finance solutions for new start businesses through to global conglomerates turning over billions. From Construction, to Transport, Manufacturing & Renewable Energy, covering a broad variety of assets.

As well as direct to consumer finance, I have a wealth of experience in arranging vendor finance for a wide range of industries. Including, Aviation, IT, Data Communications, Waste Recycling & Security. Working closely with suppliers providing sales tools, knowledge & marketing material, & where required training to provide leasing as an aid to secure sales. 

In my spare time I teach Pilates, walk my dog, cook & enjoy time with family & friends!

Annie

Annie brings over two decades of expertise in providing financial solutions, both locally and internationally. She has served as a senior credit approver and managed high-value commercial portfolios for well-known private and commercial banks. With extensive sector experience, Annie understands the unique challenges and advantages of various industries. She is skilled at tailoring solutions that genuinely meet individual business needs. Recognizing the irreplaceable value of personal interaction, she is committed to supporting her clients—resulting in a loyal base of repeat customers.

Now residing in the Southwest of the UK, she enjoys spending her free time with her husband and two teenage children, seizing every opportunity to travel and create quality memories together whenever their busy family schedule permits

Gareth

Gareth specialises in complex, non-vanilla cases and can often help where the usual suspects cannot.

He has sourced terms for everything from Rolls Royces to Rollercoasters, he considers himself a problem solver working across multiple sectors and disciplines to find the best solution for your requirement.

Stuart

As business founder and principal, Stuart brings experience, expertise and
professional rigour to Acorn Business Finance and to every client solution we
provide. With 14 years’ experience working for one of the UK’s largest providers in
the asset finance and unsecured lending sector, Stuart has developed strong
relationships with well-respected business owners, finance directors and lenders
across the UK. Stuart established Acorn Business Finance, with a vision to meet
the very particular needs of growing, ambitious and entrepreneurial businesses,
understanding their requirements by being one such business themselves.

Outside the office, Stuart enjoys keeping his handicap low on the golf course and
his fitness up, in addition to dining out and travel.

Davide

Davide, with his entrepreneurial mind set, has been launching, running and selling small sizes businesses since he left University. As a results of his venture building, he was involved in several sectors, connecting with likeminded business owners extending his competences and network.

He has also worked for major high street banks for 2 years as a financial consultant until he focused his energy in supporting established businesses and start-ups by working alongside them as a business coach.

Since joining Acorn, he helps business owners and aspiring entrepreneurs with securing finance, accounting, sales, product launch, systems optimisation, team management and onboarding as well as organisation structure.

Paul

Former UK Head of Professional Practices at Lloyds Bank and Bank of Scotland, Paul has over 30 years of financial services experience, 15 years specialising in the legal sector.

Paul felt that Banks have shifted away from offering specialist support for professional practices, so he set up Gemstone Legal to offer independent trusted advice to his clients. With practical experience working with law firms across all three respective UK law society jurisdictions, Paul believes his expertise can really help law firms run more efficiently.

Paul regularly writes and speaks on financial issues affecting the UK Legal sector. 

Chris

Chris brings over 25 years of experience in the financial sector to Acorn, he has a wealth of knowledge in operations and leadership. His background of compliance, conduct risk, coaching and mentoring has allowed him to ensure the team at Acorn are well supported in all aspects of their roles to ensure they deliver a world class, tailored and bespoke service for their clients.

He is happiest in the kitchen rustling up something tasty or on the golf course losing golf balls.

ROMY

Romy joined Acorn Business Finance with over eight years of experience in administration, bringing a strong background in operations and client support. Prior to this, she worked as an office manager for a team of electricians, where she developed excellent organisational skills, a calm and composed approach under pressure, and a genuine commitment to delivering outstanding service.

 

Outside of work, she enjoys travelling, hiking, and spending time on her family farm, where she combines her love of animals with an appreciation for the outdoors.

Eddie

Eddie

Eddie brings a wealth of experience and knowledge from the finance sector.
Since building up and successfully selling on his own vehicle leasing brokerage, he joined Acorn Business Finance 5 years ago as a consultant covering the North of the country. Based in South Cheshire, he is ideally located to assist SME clients
around the whole area. 

He enjoys building long term relationships with clients and helping them achieve their targets by providing creative funding solutions and watching their businesses grow. Outside of work Eddie enjoys escaping to North Wales to get wet and cold up various mountains, sampling some good food and beer once he gets down again, and spending time with his family – mainly chasing his 2 young sons around.