Good Financial Management Has a Ripple Effect

We’re here to help you navigate the commercial property market.

Why choose Commercial Property Finance with Acorn?

From commercial mortgages that give you the opportunity to secure your perfect premises to development of land, we have an array of commercial property lenders. Acorn will ensure that you get the right guidance from the outset, we take your time out of the equation, dealing directly with the chosen lender, allowing you to focus on your day to day business.

1-to-1 personal service

Max lend of £25m

Panel of well chosen lenders

Secured & Unsecured funding available

Commercial Property Finance Options

A bridging loan provides you with short-term finance between making a purchase and other funds becoming available. For example, borrowers often use a bridging loan as a means of support before a commercial mortgage is confirmed. At Acorn, we find that bridging loans are a particularly useful product for our clients because of their flexibility, speed of completion and improved pricing in recent years.

Bridging loans provide borrowers with breathing space to make arrangements for longer-term finance. They’re particularly useful for those looking to buy or sell a commercial property as they have a flexible lending criteria. Bridging finance can also help improve your credit score if your repayments are made on time.

Due to our diverse panel of lenders, we’re able to offer our clients both secured and unsecured bridging finance, which includes:

  • Facilities from £200k to £25m
  • Suitable for UK based individuals, partnerships and limited companies
  • Terms up to 24 months
  • No exit penalties
  • Flexible interest options

A commercial buy to let loan is a type of mortgage that enables a property to be let to one or more businesses. As a small or medium-sized business, owning your own office space creates the opportunity to increase your income through sub-letting.

At Acorn, we’ll take the time to understand your criteria and provide you with suitable lender options. With our expert knowledge, you can be sure that we’ll find the right mortgage to fit your investment.

We’ll gather all the essential information from you up front, so that the process runs smoothly and we’ll guide you through the entire process, from to credit checks to surveys.

Our buy to let loans include:

  • Loans from £200k to £25m
  • Up to 85% Loan to Value
  • No minimum income
  • Suitable for UK based individuals, partnerships and limited companies

There are many reasons why you may want to secure a commercial mortgage as a small or medium-sized business. Perhaps your business has grown and you now need a permanent office space. Or maybe you need to expand your current premises to accommodate additional business.

Owning your own commercial property can provide you with long-term security and create business opportunities in the form of leasing space. The interest paid on commercial mortgages is also Tax deductible and due to an increase in alternative funding sources, there are now many flexible facilities available.

From finding you the best mortgage terms, to assisting with the acquisition of a commercial premises, we can help you secure a commercial mortgage for a range of purposes. We can also help you refinance existing agreements, from releasing equity that’s tied up in mortgaged properties, to renegotiating better commercial mortgage terms.

  • Interest paid on commercial mortgages is Tax deductible
  • Flexible facilities due to the rise of challenger banks

Owner occupied:

  • Borrow up to 80% Loan to Value
  • Fixed and variable rates available
  • Interest-only or capital repayment

Commercial Investment:

  • Borrow up to 75% Loan to Value
  • Borrow for up to 25 years
  • Interest only or capital repayment

Developer exit finance can help cover the costs of outstanding finance against a completed property development.

  • Loans from £750k to £25m
  • Flexible interest options
  • Suitable for individuals, partnerships, limited companies


This can be an attractive option for property developers for three reasons:

  1. Existing finance will end soon, and sales will not be completed before this date.
  2. Developer exit finance can help to reduce costs as the project ends.
  3. The ability to release capital from a development before moving on to your next project.

If you need to fund refurbishment work on an existing property or new build, we can source loans to get your project moving and ensure your working capital is protected for other business uses.

  • Loans from £200k to £25m
  • Restricted to UK properties only
  • Flexible interest options
  • Suitable for individuals, partnerships and limited companies

Ready to get started?



Eddie brings a wealth of experience and knowledge from the finance sector.
Since building up and successfully selling on his own vehicle leasing brokerage, he joined Acorn Business Finance 5 years ago as a consultant covering the North of the country. Based in South Cheshire, he is ideally located to assist SME clients
around the whole area. 

He enjoys building long term relationships with clients and helping them achieve their targets by providing creative funding solutions and watching their businesses grow. Outside of work Eddie enjoys escaping to North Wales to get wet and cold up various mountains, sampling some good food and beer once he gets down again, and spending time with his family – mainly chasing his 2 young sons around.